ryan braun : Am thinking of going for Acura ZDX- how much will be auto insurance quotes for Acura ZDX? Some information on the car would also be appreciated.

Compare auto insurance for Acura ZDX.

Response : Acura calls its ZDX a “4-door sports coupe,” and this label is appropriate, given its emphasis on performance and luxury over spaciousness. Although the 2011 Acura ZDX is below average when it comes to cabin space, it’s way above average in terms of interior luxury. It also lives up to its “sports coupe” designation by providing a fun, car-like driving experience other midsized luxury SUVs can’t match. The ZDX also features standard all-wheel drive, which is a plus for consumers who live in snowier climates.

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With a base price of $42,930, the ZDX is also reasonably priced for its class. The Saab 9-4X represents the low end of the price scale, at $33,380, while the BMW X6 starts at a MSRP of $58,900 representing the high end. The Porsche Cayenne starts at just $47,700, it can cost as much as $106,000 with options.

How much is auto insurance for the Acura ZDX?

Insuring an Acura ZDX for five years will cost about $9,393, reports the National Automobile Dealers Association (NADA). For consumers who pay monthly, that’s equal to a rate of $157, and your rate will be about $1,879 if you pay your bill annually.

Annual auto insurance rates reported by the NADA for the Acura ZDX are slightly higher than those for competing luxury SUVs. For instance, Edmunds anticipates a yearly cost of just $1,608 for a BMW M Class SUV. If you opt for a BMW X6, an Acura MDX, a Leux RX 350, , or a BMW X5,  you’ll pay approximately $1,750 annually for auto insurance. Premiums for the Volkswagen Touareg are a bit closer to those for the Acura ZDX, at $1,858 per year.

Acura ZDX Maintenance Costs

Though the 2011 ZDX is covered by a 4-year/50,000 mile warranty, this warranty does not include factory scheduled maintenance costs. Typical Acura ZDX drivers pay $147 for their first year of routine maintenance, and $205 for their second year. The third-year tune-up costs $1,913, the NADA reports, and the ZDX’s fourth-year maintenance bill will be around $352. After you add on the fifth-year bill of $279, the ZDX’s maintenance costs will come out to roughly $2,896 for five years.

Despite the Acura ZDX’s lack of complementary service, its maintenance costs are still far lower than its competitors’. The Mercedes M Class will cost about $6,738 to maintain for five years. That’s more than twice as much as the 2011 ZDX costs. Five years’ worth of maintenance for the Lexus RX 350 should cost about $4,825, Edmunds reports, and it will costs most drivers about $4,545 to maintain a BMW X5 for the same length of time. For Acura MDX maintenance, drivers will pay about $4,329, and it will cost approximately $4,402 to maintain an X6 from BMW for five years.

Acura ZDX Repair Costs

For those who drive about 15,000 miles per year, the ZDX’s warranty will expire between the third and fourth years that you own it. After the warranty expires, you’ll pay for repairs out of pocket, including $636 during the fourth year of ownership. The following year, you’ll pay about $954, for a 5-year repair cost total of $1,589.

That’s not the lowest repair cost bill for a luxury SUV, since it costs just over $1,000 for five years’ worth of repairs on the MDX, and RX 350. However, it’s quite a bit lower than the BMW X6’s $3,005 repair bill, and the $3,200 5-year repair bill for the 2011 X5. If you drive a Mercedes M Class, you’ll pay about $2,600 for repairs.

Acura ZDX Crash Test Results

Thus far, the National Highway Traffic Safety Administration (NHTSA) has performed just one safety test on the 2011 ZDX. In this rollover test, the ZDX earned four of five possible stars, which is a solid rating for an SUV. Its estimated probability of rolling over during “fishhook” turns at high speeds is 13%. The Insurance Institute for Highway Safety (IIHS) rated the ZDX’s performance in front impact crashes “Good,” but it only rated the vehicle “Average” in rear impact collisions. No side impact or roof strength tests have been conducted yet.

The Acura ZDX was the only midsize luxury SUV rated by the IIHS that did not receive the highest score of “Good.” If you’re looking for an SUV with stronger safety ratings that’s been more thoroughly tested, consider the Saab 9-4X, the Audi Q5, or the Lincoln MKT. These vehicles earned the best rating of “Good” from the IIHS in all four categories, and were designated “Top Safety Picks.”

Acura ZDX Safety Features

Although the Acura ZDX’s crash test ratings aren’t the best, it does come with some helpful safety gadgets, if you’re willing to pay for them. If you add on the optional $4,500 Technology Package, you’ll get a backup camera, which reviewers recommend due to the ZDX’s restricted rear visibility. The Advance Package, which brings the ZDX’s price to $56,195, includes a blind spot warning system to let you know when another vehicle is in your path during lane changes. Standard safety features on the ZDX include a trailer stability assist system and dynamic stability control.

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