Review auto insurance for right coverages.
What is the uninsured motorist coverage and PIP coverage ?
In addition to compulsory auto liability coverage, some states require drivers to carry uninsured motorist coverage and others require drivers carry both uninsured (UM) and underinsured (UIM) motorist protection. Fifteen states plus the District of Columbia mandate uninsured motorist coverage for its drivers; they are: Illinois, Kansas, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Dakota, Oregon, Rhode Island, South Carolina, South Dakota, Virginia and West Virginia.
Only six states enforce compulsory uninsured AND underinsured motorist coverage protection. They are: Connecticut, Maine, Minnesota, North Carolina (1/1/09), Vermont and Wisconsin.
Personal Injury Protection (PIP) also known as “No Fault” protection is the last major compulsory auto coverage law to which drivers may be subject. Sixteen states have in place compulsory PIP laws: Arkansas, Delaware, Florida, Hawaii, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Oregon, Pennsylvania and Utah. As is evidenced by its sheer concentration, PIP is very prevalent in the Northeast US; drivers in six of the 11 states from Maryland through Maine operate subject to “no fault” statutes.
Please Review car insurance for checking the correct coverage which are mandatory and best auto insurance rates. Happy and safe motoring. Bon Voyage.
Tagged with: Auto Coverage • Auto Insurance Rates • Auto Liability • Best Auto • Car Insurance • Delaware Florida • District Of Columbia • Fault Protection • Illinois Kansas • Liability Coverage • Maine Minnesota • Maryland Massachusetts • Massachusetts Michigan • Minnesota North • Oregon Pennsylvania • Personal Injury Protection • Pip • Sixteen States • Underinsured Motorist Coverage • Uninsured Motorist Coverage
Filed under: Auto Insurance Procedures • Car Insurance Information • Review Car Insurance Coverage
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