Should auto insurance companies offer red light camera discount?

When red light cameras reduced accidents, it means lower insurance premiums, loudly from two communities in Florida. Juno Beach has a measure, and Pembroke Pines is considering a measure calling for lower insurance premiums for your driver, because these two cities have red light cameras. Community leaders argue, that these cameras the number of insurance claims – and auto insurance companies should provide these savings to their residents.

In the meantime Beach pass Juno, a town in Palm Beach County, its resolution in July. The resolution cited studies, to tie the accident reduction on red light cameras – and asks insurers to lower rates for drivers in living life in countries that use the cameras. Pembroke Pines (South of Fort Lauderdale) is a regulation which considered approved in Juno Beach.

All in favour of

Security groups, and some studies echo the conviction that cameras reduce red light accidents. Cameras almost 160 life between 2004 and 2008 in 14 major cities of the United States, to Insurance Institute for highway safety (IIHS) stored. If cameras had operated during this time in all major cities, 815 would have been prevented deaths IIHS estimates.

About 500 US cities have compared by IIHS, red light cameras, with about 25 in the year 2000. Just knowing that at the intersection of the cameras is enforced, is enough to delay would-be red light runners. And the cameras things safer for law enforcement and, according to the IIHS. To catch violators at intersections without cameras, lead police to the red light in pursuit, brings drivers in more danger.

Not so fast

Despite this promising research cameras, red light argue opponents, that they can do more harm than good. A 2008 study, in the Florida public health review criticized IIHS research methods and money for the cities that they install and do makes little, the case that the cameras make to save lives.

In fact, according to the study, while the cameras number of fatal accidents from red light reduce the can run, other types of accidents increase, such as crashes collisions. Drivers who might otherwise try over the junction on the last skate be second slam instead on the brakes to avoid a fine and not to leave the cars behind them enough time to stop safely. To do this, one of the reasons are in turn insurance prices in hiking areas, which a lot of these crashes – which means that areas with red light cameras, their car insurance premiums could see, the study to increase.

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