Maria : I have just started driving and am always worried about the weather conditions-wind and rain. I feel that an accident would increase my auto insurance rate, what can I do?

Response : I can understand your apprehension. Weather conditions like wind and rain pose special challenges for drivers. They can cause accidents and increase your auto insurance rate.The winds and rains in certain areas of our country the USA are very high especially in Florida. If you have a high-profile vehicle such as a trailer or motor home, consider staying off the roads until the winds die down. These vehicles tend to be overtaken by strong gusts of wind, posing real danger for drivers.

The commencement of rain is the most dangerous time to be on the road, as water mixes with road oils and dirt, creating a slick surface. Avoid hydroplaning by slowing down and maintaining traction between your tires and the road surface. Turn on your lights so other drivers can see your vehicle, and use your defroster or air conditioner to improve your visibility.

Severe thunderstorms can spawn tornados and hail. Monitor your radio news station during these conditions. The safest place to be in case of a tornado is outside the car. Pull over and find a ditch or other low-lying area and lie face down to protect yourself from flying debris. In a hailstorm, pull under an overpass or bridge to seek shelter while driving. In a hurricane, head inland to high ground before the storm approaches land.

Following these severe weather driving tips will help you from sliding off the road, having an accident, or suffering even greater damage to yourself and your property in unfavorable weather conditions.

Kamlesh

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