Christina Augie : Can you compare auto insurance quotes on the basis of occupations? I am just curious about this.

Compare auto insurance quotes on basis of your profession.

Response : Christina, you will be suprised but, yes you can compare auto insurance quotes on the basis of your occupation or profession. Research has been done and if you reveiw car insurance accidents than it has been found that certain professionals are more at risk than others. It would not be suprising if the general auto insurance companies do start loading the auto insuranace premium on the basis of your profession. Insurers want to have a reason for charging!

Here are the deials according to the research. Government workers are some of the most dangerous drivers. “Top 10 Most Dangerous Drivers by Profession” list. Government workers were ranked No. 3, while attorneys/judges and financial professionals took the No. 1 and No. 2 spots, respectively.

Other professions that made it on the list were bartender/waiter, business professionals, dog groomers, marketing/advertising professionals, barber/stylist, coaches, and nurses.

It has been found that multi-tasking – being on the cell-phone for example for a professional or moving fast on a tight schedule – are prone to more distractions and, from there, more accidents.

The study was limited to single driver and single vehicle categories, so no other drivers or vehicles are on the potential policy.

Forty-two percent of government workers claimed a prior accident when they requested an insurance quote, while 44 percent of attorneys had previously made an accident claim. In comparison, the study found the least dangers drivers were athletes (17 percent) and homemakers (24 percent).

Comparison of auto insurance accidents and data’s is a good yard stick of finding out the reaosns sometimes why accidents occur and if one would review once own habits and change them, the amount of accidents can really be reduced. Risk managemnt and loss prevention has always contributed positviely for insurance and controling or minimizing losses.

For every prudent person who wants to save on auto insurnace premiums the key is to compare auto insurance quotes 411 and review car insurance coverage so that you will not have to bear the brunt incase of any auto accident.
Drive safe and stay away from distractions or multi-taksing.


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