A Great Way To Save Money On Your Auto Insurance! As Featured On EzineArticles
Compare Auto Insurance
Compare Auto Insurance Rates In Your Area...
Save upto $397-$597 on your auto insurance.
Enter your zip code below and click Submit
Zip Code:

Auto Insurance Claims Archives

OMG my car is stolen- will auto insurance cover it?

Jimmy Kimmel : OMG my car is stolen- will auto insurance cover it?

Response :Car theft is decreasing, but it’s still a really real concern across the nation. Most automobiles are stolen for use simply of other criminal activities, for example drug trafficking, so robberies are specifically prevalent in border metropolitan areas. Wherever you reside, your automobile might be stolen. Fortunately, thievery is included by full dental coverage plans car insurance, and filing claims is a reasonably painless procedure.

Certain kinds of cars may be stolen than the others, and therefore are more costly to insure, for instance. Based on the National Insurance Crime Bureau (NICB), the 1995 Honda Social is easily the most stolen vehicle in the USA then the 1991 Honda Accord, 1989 Toyota Camry and 1997 Ford F-150. Other faves of thieves would be the 2004 Dodge Ram pickup, Acura Integra, Toyota Corolla and Nissan Sentra.

Older automobiles top their email list and therefore are specific because there’s still a sizable marketplace for their parts. Carjacking, while covered more conspicuously in media, aren’t as fashionable as people may think, attributing to simply about 3% of auto robberies every year. The FBI reviews that the need for stolen cars inside a typical year is roughly $6.4 billion, using the average worth of a automobile stolen at $6,751.

Which means that crooks aren’t stealing Mercedes Benz and BMW’s in the well-to-do, they’re stealing average, everyday automobiles possessed by anyone else. A current statistic shared through the FBI states a automobile is stolen within the U . s . States every 33 seconds, using the likelihood of an automobile being stolen at one in 2012. The chances of thievery are greatest in cities. About 38% of robberies exist in the South, 34% in the western world, 18% within the Area, and 10% within the East U.S. Famous these, only 12% of cases were solved. These statistics ought to be enough to convince any driver to completely insure their vehicle to safeguard against thievery.
Auto insurance coverage for theft
Auto insurance theft coverage is provided under comprehensive insurance coverage. You should first check your insurance policy and verify if you have opted and bought the comprehensive auto insurance coverage. Once you have verified that you have the coverage below are the steps on how to proceed:

1.) File a police report. Law enforcement department may have the ability to file the report over the telephone along with you, or they might would like you arrive at the station or dispatch a police officer towards the scene. Wherever the report is filed, the officer will require just as much details about your automobile as you possibly can, such as the VIN, license plate and physical description from the vehicle. This can let the police to find the automobile and try to recover it.

2.) Look at your insurance policy. In case your vehicle carries comprehensive coverage, the thievery will in all probability be covered. Many people choose a limited version of comprehensive that doesn’t cover thievery, but nearly all guidelines provide full comprehensive coverage rather. Automobiles that carry only insurance can’t be covered if they’re stolen, but it’s smart to call your insurance provider anyway to alert them from the incident.

3.) Call your insurance provider. With respect to the insurance provider you’ve, you may want to consult with a real estate agent to be able to file claims others possess a 24-hour claims hotline to call. The majority of the information you’ll need for that claim is going to be incorporated around the police report. The claim itself should take about fifteen minutes to file for, and when the details are within the system you’ll be given information to have an insurance insurer.

4.) See if you’re titled to some rental vehicle. Lots of people carry rental compensation coverage on their own insurance plans. If the coverage is in your policy, you’ll have the ability to obtain a temporary alternative until your vehicle is retrieved or changed. Even when you do not carry rental compensation coverage, you might have the ability to receive a tiny bit of money in the insurance provider toward accommodations vehicle. Make sure to request the insurer or claims representative what compensation you are able to receive for alternate transportation.

5.) Wait. Prior to the insurance provider can settle your claim, the insurer must wait for a police to try to recover the stolen vehicle. The waiting period differs from one condition to another, however the claims insurer will show you once the claim is able to be settled. When the vehicle is retrieved throughout this time around, the insurance provider pays to the damage it might have sustained. Otherwise, the automobile will be described as a total loss and you’ll be offered funds in line with the cash worth of the automobile less any deductible you might owe.

Getting your vehicle stolen could be a major inconvenience and invasion of privacy, however your insurance provider works along with you to really make it as painless as you possibly can. By using the steps above, you are able to make sure that you get the compensation you have to replace your automobile. You need to take efforts to prevent auto thievery whenever possible.


Auto insurers allowed to use Bodyshop bids.
You need to be aware of the latest post on New Insurance partnet program. As per this information New Insurance Partner Program is available to insurance companies across the United States with or without a Direct Repair Network.
BodyShopBids, a website and mobile application that lets consumers receive custom auto repair estimates by photo, announced today the public launch of its Insurance Partner Program. BodyShopBids currently has five insurance carriers participating in pilot programs across several states.
Accessible for free via iPhone, Android and the Web, BodyShopBids connects consumers in need of car repair with body shops with available capacity. After uploading a few photos of their damaged vehicle, consumers receive a selection of nearby body shops to choose from within 24 hours.
By partnering with BodyShopBids, insurance providers speed up cycle time, reduce costs and improve the overall customer experience. Through the BodyShopBids system, customers select a body shop based on location, price, reviews and other convenience factors, all from a computer, tablet or smartphone.
For insurance providers with a DRP network, BodyShopBids works exclusively within that network. For insurance providers without their own DRP network, BodyShopBids provides its own verified network of body shops.
Every shop in the BodyShopBids network has been personally vetted by company staff to ensure high quality and exceptional service. Each shop also has its own profile page, where users can see customer reviews, photos and videos of the shop, an interview with the shop owner, and all industry certifications.
As per Brad Weisberg founder CEO BodyShops bid “The insurance industry is hungry for innovative ways to use technology to increase customer retention,” “The BodyShopBids system answers this need by shortening the claims processing cycle and providing an unrivaled customer experience.

At times body shop bids helps both the insurance company and the client. The body shop bids know excatly what the insurance requirements are and would proceed accordingly. This saves the headache on the part of the client. The insurance company would know the cost of the parts and also that there is a gauranteed work done by the body shop. This would mean that there would likely not be a claim for defect of the auto. Also they have their agreed basis for the repairs and this makes things easier for them.
More than paying the auto insurance premium it is the processing of the claim that is dreaded by the insurance company.

auto insurance comparion How the old auto insurance transfer to your new car  review car insurance

auto insurance comparison

Review car insurance when you buy a new car

It’s a beautiful Saturday afternoon and you plan, visit a dealer and get behind the wheel of a new car. But before buying this sweet ride, make sure that your car insurance will cover TPI.

Buyers who already have a car insurance policy usually have automatic cover of their new car for 14 to 30 days after their purchase. Some States require insurance companies to give new car owners even more time.

But instead of “Playing on the 14-30 days,” says contact your insurance agent and find out if you have adequate coverage, before you hit with the new car Tully Lehman, a spokesman for the insurance information network of California. Yes, you need to review car insurance.

How to review car insurance coverages

The first step to review car insurance is to check out the liability limits.

So you can cover uncover gaps doing possible. For example, the new car in Wisconsin automatically has the same cover as the car. the it, according to which the Commissioner of insurance will replace Wisconsin Office. This is not the case in all states and you need to check this out with your insurance company to be sure.

So if your trade-in has only liability coverage, new car cover is limited you to liability insurance. Remember that it might not be a good idea to have same liability limits since you are using the same limits of liability for both cars. If you are using both cars, please do not do this- it would be best to compare auto insurance and buy auto insuracne. Auto insurance comparison is very easy.

Step two to reveiw car insurance is to make sure that your new car has collision and comprehensive insurance coverage, before to drive it from the set.

Auto insurance, if it not trade-in

Getting low auto insurance quotes with auto insurance comparison.

It is doubly important, to ensure the new car, you already have insurance. Buyers who probably already own a car much must a policy before driving a new car from the dealer.

If the car dealer is financing your purchase, you probably need insurance policy before the House of driving cars.

Getting low auto insurance is easy if you compare auto insurance quotes online first. You can then talk to an agent , especially if you are buying a car for the first time and have no history with a car insurance company. In such cases requires you add the insurance company to an application and provide details of the car, as the year, make, model, mileage and safety features.

“Having insurance before something get away leg work will require on your end, especially when a first car make,” says Lehman.

Car insurance rates are based partly on your driving record and insurance, and credit report history. Other factors, the impact of car insurance premiums include the year and make the car General Security proven how often this model and the likely cost of repairs for goal thieves who make and their model.

Always a car insurance weekend

If you buy on a weekend, your insurance one probably have around the clock, seven days a week telephone service, that you can call the Lehman says to notify the company that you drive a new car.

So make sure that all details which need the auto insurance – vehicle identification number security features and the make, model and year of the car have. The insurer takes this information to create a new policy, and set a premium.

car insurance coverage

edgar allan poe : What happens if a driver who is not insured and does not have an car insurance policy.

Response : Edgar let me give you a clear idea on what happens and what you should do since, you can really end up paying thousands, just because you did not know the car insurance coverage you needed to pay only a few dollars.

Reveiw car insurance and compare car insruance coverage to find if you have UM or UI covegage

You can be satisfied with your auto insurance policy, but if it uninsured and underinsured motorist (UM / UIM) coverage is not included, each time taking a serious risk if you get behind the wheel.

In times of high unemployment of drop drivers often, although minimum levels of taxation laws auto insurance need their car insurance. If you are hit by an uninsured driver, and your own policy covers any damage that you might be on the hook for thousands of dollars. If you are injured, you can be compensated never your medical bills or pain and suffering.

The insurance Research Council has determined that a single percentage rise in unemployment to a can as a percentage point in the rate of uninsured drivers get three quarters. The insurance information Institute projected that the proportion of uninsured motorists reach 18 percent in 2010.

“The big picture is, that drive is the most dangerous, what does a person during the day”, said David Snyder, Vice President and associate general counsel for the American Insurance Association-Trade Organization. “Drive the biggest potential for death and serious injuries for the typical person bears.” A motor-vehicle accident may wipe out a lifetime of savings in no time. “Unless you disastrous loss without compensation would necessarily not be exposed to, drivers assured coverage.”

Delete from car insurance to save money

When the economy turns sour, many people have problems that pay their bills. Unfortunately, after which they compare auto insurance quotes, many decide that a good place to back their coverage. You can their liability levels and comprehensive and collision delete cover or ignore its policy the termination of ignore their account allow. According to other drivers to do the right is not a good financial plan. Motorists can meet thresholds for insurance cover condition and have still inadequate policies, said Pete Moraga, spokeswoman for the insurance information network of California.

Insurance requirements vary by State. If a UM added have, typically it will cover the cost of injuries, you and your passengers and property damage. It is true, when an uninsured or a hit and-run driver is legally responsible for the damage.

The problem varies uninsured drivers across the country. According to a study of the insurance Research Council 2009 New Mexico had the highest percentage of uninsured motorists (29 percent) and Massachusetts had the lowest (1 percent). The study found evidence that that the recession led hundreds of thousands of drivers their auto insurance fall in 2008.

Driving in the car-insurance radar

The District of Columbia and 21 States have mandatory requirements for uninsured or underinsured motorist coverage. Several Member States have begun, developing online car insurance verification systems, to identify uninsured drivers. Always an accurate count for these drivers is hard, because such drivers are usually “under the radar fly,” said Moraga. In some urban areas of California estimate, for example, police forces of uninsured drivers in close to 40 percent of the drivers.

Add uninsured and driver underinsured coverage is a lawyer in Los Angeles relatively inexpensive, Jeffrey A. Rudman said, a personal injury. Unfortunately, many of the people he represents not to cover if they were involved in car accidents have.

“There were many times when I have a customer who was seriously injured and the party that caused the injury has no insurance or does not have sufficient insurance,”, he said. “If those who cause injury to any significant assets, the very bad for the client be.” “You are enough money never able.”

Compare car insurance premiums

Comparison shopping for the right policy is important. Many consumers check, car insurance quotes online. If your car by an uninsured driver is damaged and you have high limits to cover, “You are then well placed,” said Moraga. However compensation for damages or in your own pocket to cover can achieve if you are hit by an uninsured driver, and you have a low to cover, you are forced to go to court your. Even if your claim is successful, is no guarantee that you are ever paid, he stressed. Uninsured motorists are likely to have no means, a court settlement to pay.

If you are involved with an uninsured driver in an accident, and you have no UM coverage, the prospects can be gloomy.

“You additional cost talk because you have to pay court fees, and you are not sure what will be the result,” said Moraga. “Even if you a judgment, the person may be homeless or do not have money, so how would you collect?”

Its best to take compare auto insurance and get a car insurance coverage with UM and UI to prevent any anxiety.

Reveiw car insurance- Is honda civic prone to theft?

Review car insurance coverage to check if the risk of comprehensive coverage is covered.

What car are you driving? Check out here if your car is at risk of being stolen- yes we offer the solution also. Review car insurance.You would be surprised to note that as per Stats Canada over 108,000 vehicles were stolen in 2009 – obviously still a lot of cars.

You have two options, leave be at the mercy of your luck or review car insurance and rest assured that you As per the Insurance Bureau of Canada you need to review car insurance for the top 10 most frequently stolen vehicles, a list that includes an equal number of older import brands and luxury SUVs. Here is the list of the ten most stolen cars :

1. 2000 Honda Civic SiR 2-door
2. 1999 Honda Civic SiR 2-door
3. 2002 Cadillac Escalade 4-door 4WD
4. 2004 Cadillac Escalade 4-door 4WD
5. 2005 Acura RSX Type S 2-door
6. 1997 Acura Integra 2-door
7. 2000 Audi S4 Quattro 4-door AWD
8. 2003 Hummer H2 4-door AWD
9. 2006 Acura RSX Type S 2-door
10. 2004 Hummer H2 4-door AWD

According to the IBC, about 20 per cent of stolen vehicles had the keys in them – practically an invitation to even the most amateur thief. Anti-theft devices like alarms, GPS trackers and engine immobilizers are always recommended as a way to prevent theft, but a few simple steps can greatly reduce the chance that your car will be stolen.
Yes, recovery of the car is possible and you can also get the coverage from the insurance companies for getting car insurance coverage

Getting car insurance is best solution- have you reviewed car insurance coverage?

Getting insurance for your vehicle is one of the best solutions, since this will give you the immediate help and support you need to get back to your daily routine and life. You might also be having a car insurance policy, but do you have the coverage for theft? Lets review car insurance.
Your have theft coverage, if you have a comprehensive car insurance. I know, most of the time when you compare auto insurance quotes or ask advice, for your old car you would be told that there is no need for a comprehensive coverage. Take a step back and review car insurance premiums without comprehensive insurance and comprehensive insurance, you will find that you are paying only a few cents per day, for this coverage. Isn’t it worth it to pay that much and have coverage, so that you get the financial support when you need.

h3> Review car insurance and also your other options for safeguarding your car.
It would also be smart to compare car insurance cost and the other options when you review car insurance and theft prevention of your car. The safety options are:
_ Locked garage and parking in garage.
-Papers of your cars with you-
– No valuables in your vehicle
– Parked in a busier area- is this always possible?
– Car is probably locked, no key inside, all windows rolled up.
Remember accidents happen once in a while and so it’s best to have the other option of having comprehensive car insurance coverage. Get and compare auto insurance quote, now – why wait until after the theft has stolen your vehicle!!!.
Review car insurance coverage, compare auto insurance quotes and get low auto insurance rate.

Auto insurance bids, car insurance bids are waiting for you. Check it out.