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Reviewers say that if you’re looking for an affordable midsize sedan, you can do better than the 2011 Mitsubishi Galant. Edmunds reports that the Galant’s outdated exterior and cheap cabin materials place it at the rear of the pack, and U.S. News and World Report ranks low of the 19 vehicles in its category. The 2011 Ford Fusion and the Hyundai Sonata models seem to offer better performance, styling, and features than the Galant at lower prices. The base model Galant ES starts at $21,599, plus a $795 destination charge. You can purchase a base model Ford Fusion for $19,850, and the least-expensive Hyundai Sonata costs $19,695.

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The 2011 Mitsubishi Galant does have a few selling points, though. Its 10-year/100,000 mile powertrain warranty is one of the best in the industry, but you can get the same deal if you purchase a Hyundai Sonata or a Kia Optima. Reviewers also give the Galant a thumbs-up for its smooth ride, responsive steering, and spacious cabin. To find out how much it costs to insure an affordable midsize sedan like the Mitsubishi Galant, read on. You can also get personalized car insurance quotes for the 2011 Galant by typing your zip code into the box above!

2011 Galant Auto Insurance Rates

Mitsubishi Galant drivers pay an average premium of $5,873 for auto insurance over five years, reports the National Automobile Dealers Association (NADA). Drivers who pay their bills annually will owe about $1,175 each year, and drivers who pay monthly will owe about $98 for each bill. These rates are estimated for drivers with over six years of experience, though. If you have only three to six years of experience driving, the NADA estimates that your monthly rate will be closer to $185, and it anticipates rates of over $280 per month if you have less than three years’ driving experience.

Mitsubishi Galant Insurance Comparison

The Mitsubishi Galant’s average annual auto insurance rate of $1,175 is quite low compared to the average rates for other midsize sedans. For instance, the NADA reports for 2011 that the typical Nissan Altima owner will pay an average yearly rate of $1,777 for car insurance, and Kia Optima owners will pay a typical rate of $1,745 annually. Average auto insurance rates for the Toyota Camry are a bit lower, at $1,633 per year, and the Hyundai Sonata’s expected average yearly rate is $1,508. The NADA reports that Ford Fusion drivers will generally pay about $1,483 each year to insure their vehicles, and the annual car insurance premiums for both the Honda Accord and the Chevy Malibu are approximately $1,420.

Mitsubishi Galant Repairs and Maintenance

Since the 2011 Galant comes with a 5-year/60,000 mile warranty, the driver is usually not responsible for any repair costs during the first through fourth years of ownership. The NADA estimates that most drivers will pay approximately $1,566 for repairs during the fifth year of ownership, though. Combined maintenance costs for the Mitsubishi Galant’s first two years on the road are usually under $500, and the NADA estimates a $1,422 bill for the car’s 3-year tune-up. For the fourth and fifth years of ownership combined, most drivers don’t pay more than $1,000 for maintenance. The average total maintenance cost for the Mitsubishi Galant for five years is $2,751.

Mitsubishi Galant Ownership Cost Comparison

The 2011 Galant’s estimated $2,751 scheduled maintenance cost is low for a midsize sedan. The NADA projects that it will cost over $1,000 more to maintain a Nissan Altima for five years, with an estimated total bill of $4,292. Maintenance costs for the Ford Fusion are expected to total $3,411, which is over $500 more than what Galant owners are expected to pay. Anticipated scheduled maintenance costs for both the Sonata and the Camry are around $3,000. The Honda Accord is just slightly more expensive than the 2011 Galant to maintain, with an expected 5-year cost of $2,872.

Although you’re likely to save money on scheduled maintenance costs if you opt for a Mitsubishi Galant, this sedan’s 5-year total repair cost estimate of $1,566 is twice that of some of its competitors. The NADA anticipates that repairs for the Hyundai Sonata and the Kia Optima will cost just $636 over five years, and the Nissan Altima’s projected 5-year repair bill is only $732. You’ll pay slightly more than $800 in repair costs if you purchase a Chevrolet Malibu or a Ford Fusion, and both Honda Accord and Toyota Camry drivers will pay slightly less than $800, according to the NADA.

Mitsubishi Galant Safety Ratings

Although the federal government hasn’t published its safety ratings for the 2011 Mitsubishi Galant yet, the crash test scores from the Insurance Institute for Highway Safety (IIHS) are out. The IIHS gave the 2011 Galant high ratings for protecting passengers when it’s involved in head-on and side-impact collisions. In the IIHS’ rollover test, the Galant earned the second-highest score, and this midsize sedan only earned the third-highest score from the IIHS for its rear-impact collision test performance.

Along with the Mazda 6 and the Maxima, the Galant has the lowest collision test scores in its category. Of the 20 other moderately-priced cars that the IIHS tested in addition to the Galant, 12 earned the highest possible score on all four tests. The Toyota Camry, the Mazda 6, and the Nissan Maxima earned “Marginal” scores in rear crash testing, just like the Galant, and six other vehicles earned the same “Average” rollover score that the Galant received. They include the Honda Accord, the Suzuki Kizashi, the Nissan Altima, and the Volvo S40.

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Book value of a car? It would matters for auto insurance.

Basically, I love writting on auto insurance or insurance for that matter. However, to explain how book value matters in auto insurance, we need to first know how the book value of the car is arrived at.

What is book value of a car?

The book value of a car determines the value of a used car. Dealerships and private sellers rely on the book value to determine a fair sale price and you can use the blue book value to help determine if you are paying a fair price for a vehicle. The book value should never be considered a set price, but as a value range of the vehicle’s worth. There are three main companies that publish blue book values on cars Kelley Blue Book, Edmunds and NADA.

How was the book value created?

In 1918, Les Kelley founded a car dealership in Los Angeles. He only had three cars and one employee. Kelley made a list of cars he wanted and how much he was willing to pay for them. The lists became popular with the other dealers and banks so they started using his lists to set prices. In 1926, Les published the list. It had a blue cover and became known as the Kelley Blue Book.

The list stayed a local item until the 1940s. As servicemen started to return from World War II the demand for cars spiked. Most automakers were still producing wartime materials, which forced people to look at used cars. The Kelley Blue book expanded nationwide and for that time, was the only standard for assessing the value of used cars.

How is the blue book value calculated?

Several factors are considered to determine the book value of a car. Let’s first look at how the databases are created. Used car sales are analyzed from a variety of sources such as:

AuctionsDealershipsBank leasesPrivate sales

This information is then combined with

Historical trendsCurrent economic demandsLocation-based sales

to provide a value based on not only the car, but also where the car is being sold. Additional data is used to determine the value of a specific cars (such as optional features and custom modifications). In order to determine the full picture of what a car is worth, the following factors are taken into consideration:

Year, make, and modelMileageConditionLocationFeatures

They compare cars of the same year, make, and model with similar mileage, condition, and location. From this, they look at past sales and current economic demand. This gives them a clear picture of what a car could expect to sell for.

Let’s look at an example: Say you live in North Carolina and own a 2007 Dodge Caliber. Your car has 60,000 miles on it and only minor scratches. After you plug in the info and answer a few questions to determine the car’s condition and any special features that may increase its value, you can see trade in value or private sale value. So for a final result, the car has a trade-in value of roughly $7,000 based on the features I gave it. This price can now be used to determine if a fair price is being offered.

How do I find book value of a car?

The book value of a car can be found online by simply entering information about the car into the quote tool as done for the sample above. The more information you have, the more reliable the quote will be. All three major companies have websites with online tools to help you. Manuals are still printed and sold that determine a car’s book value. These can be found at auto parts stores, libraries and bookstores. These may be harder to navigate if you do not know how to use them. Some car dealerships may also help you find the book value of your car.

How is book value used?

A book value is a great tool whether you are selling or buying if it is used properly. For people selling a car the blue book value is a very good place to start a forming a sales price for a vehicle. Before you can sell something, you have to know what it is worth and the blue book is a good market indication of value. A book value tells you what you can expect to receive from a private sale or a trade-in.

Trade-in value is what you can expect to receive if you want to sell your car to a dealership. The reason this price is lower is to allow for overhead costs and markup. Dealerships need to be able to pay a competitive rate, but still be able to make a profit when they resale.

Now let’s consider using the book value when purchasing a used car. You can use the book value to determine if a price is too high. Nobody wants to overpay for a vehicle. You should expect to see a slight markup if purchasing from a dealership. Remember they are there to make a profit, but the book value can tell you if they are asking too much.

Banks also use the book value when deciding on car loans. If a vehicle is priced way over value, then it is not a good investment for them. Most banks will only finance a certain percentage of a car’s book value.

As you can see the book value of a car is more than just a simple valuation for your model but a foundation for car values nationwide. Much like any valuation model the book value may not always accurately reflect the value of your vehicle but its certainly a good resource to use for a range for similar vehicles.

Watch out for my next post- Auto insurance and book value- how it works?

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ryan braun : Am thinking of going for Acura ZDX- how much will be auto insurance quotes for Acura ZDX? Some information on the car would also be appreciated.

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Response : Acura calls its ZDX a “4-door sports coupe,” and this label is appropriate, given its emphasis on performance and luxury over spaciousness. Although the 2011 Acura ZDX is below average when it comes to cabin space, it’s way above average in terms of interior luxury. It also lives up to its “sports coupe” designation by providing a fun, car-like driving experience other midsized luxury SUVs can’t match. The ZDX also features standard all-wheel drive, which is a plus for consumers who live in snowier climates.

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With a base price of $42,930, the ZDX is also reasonably priced for its class. The Saab 9-4X represents the low end of the price scale, at $33,380, while the BMW X6 starts at a MSRP of $58,900 representing the high end. The Porsche Cayenne starts at just $47,700, it can cost as much as $106,000 with options.

How much is auto insurance for the Acura ZDX?

Insuring an Acura ZDX for five years will cost about $9,393, reports the National Automobile Dealers Association (NADA). For consumers who pay monthly, that’s equal to a rate of $157, and your rate will be about $1,879 if you pay your bill annually.

Annual auto insurance rates reported by the NADA for the Acura ZDX are slightly higher than those for competing luxury SUVs. For instance, Edmunds anticipates a yearly cost of just $1,608 for a BMW M Class SUV. If you opt for a BMW X6, an Acura MDX, a Leux RX 350, , or a BMW X5,  you’ll pay approximately $1,750 annually for auto insurance. Premiums for the Volkswagen Touareg are a bit closer to those for the Acura ZDX, at $1,858 per year.

Acura ZDX Maintenance Costs

Though the 2011 ZDX is covered by a 4-year/50,000 mile warranty, this warranty does not include factory scheduled maintenance costs. Typical Acura ZDX drivers pay $147 for their first year of routine maintenance, and $205 for their second year. The third-year tune-up costs $1,913, the NADA reports, and the ZDX’s fourth-year maintenance bill will be around $352. After you add on the fifth-year bill of $279, the ZDX’s maintenance costs will come out to roughly $2,896 for five years.

Despite the Acura ZDX’s lack of complementary service, its maintenance costs are still far lower than its competitors’. The Mercedes M Class will cost about $6,738 to maintain for five years. That’s more than twice as much as the 2011 ZDX costs. Five years’ worth of maintenance for the Lexus RX 350 should cost about $4,825, Edmunds reports, and it will costs most drivers about $4,545 to maintain a BMW X5 for the same length of time. For Acura MDX maintenance, drivers will pay about $4,329, and it will cost approximately $4,402 to maintain an X6 from BMW for five years.

Acura ZDX Repair Costs

For those who drive about 15,000 miles per year, the ZDX’s warranty will expire between the third and fourth years that you own it. After the warranty expires, you’ll pay for repairs out of pocket, including $636 during the fourth year of ownership. The following year, you’ll pay about $954, for a 5-year repair cost total of $1,589.

That’s not the lowest repair cost bill for a luxury SUV, since it costs just over $1,000 for five years’ worth of repairs on the MDX, and RX 350. However, it’s quite a bit lower than the BMW X6’s $3,005 repair bill, and the $3,200 5-year repair bill for the 2011 X5. If you drive a Mercedes M Class, you’ll pay about $2,600 for repairs.

Acura ZDX Crash Test Results

Thus far, the National Highway Traffic Safety Administration (NHTSA) has performed just one safety test on the 2011 ZDX. In this rollover test, the ZDX earned four of five possible stars, which is a solid rating for an SUV. Its estimated probability of rolling over during “fishhook” turns at high speeds is 13%. The Insurance Institute for Highway Safety (IIHS) rated the ZDX’s performance in front impact crashes “Good,” but it only rated the vehicle “Average” in rear impact collisions. No side impact or roof strength tests have been conducted yet.

The Acura ZDX was the only midsize luxury SUV rated by the IIHS that did not receive the highest score of “Good.” If you’re looking for an SUV with stronger safety ratings that’s been more thoroughly tested, consider the Saab 9-4X, the Audi Q5, or the Lincoln MKT. These vehicles earned the best rating of “Good” from the IIHS in all four categories, and were designated “Top Safety Picks.”

Acura ZDX Safety Features

Although the Acura ZDX’s crash test ratings aren’t the best, it does come with some helpful safety gadgets, if you’re willing to pay for them. If you add on the optional $4,500 Technology Package, you’ll get a backup camera, which reviewers recommend due to the ZDX’s restricted rear visibility. The Advance Package, which brings the ZDX’s price to $56,195, includes a blind spot warning system to let you know when another vehicle is in your path during lane changes. Standard safety features on the ZDX include a trailer stability assist system and dynamic stability control.

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wpid 61947879837f182c9789b e1323480833240 300x166 What is the cost of auto insurance for a Chrysler Town and country?

Chrysler car insurance

The Chrysler Town and country van is revised for the year 2011 and approve many reviews of the changes. They say that the new model is more powerful and provides a smoother ride than previous designs. However, they also claim that even during upgrades, the 2011 city and the country remains behind competitors such as the Honda Odyssey and Toyota Sienna.

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Honda Odyssey is a little more expensive than the city and country, but drivers will be rewarded with better performance and handling. The Sienna is somewhat cheaper than the city and the country, and it includes a more upscale cabin and an all-wheel-drive option. Enter your zip code a car insurance quotes now compare, or keep reading the Chrysler Town and country for a general review.

Chrysler Town and country-auto insurance

Atypical good driver pays around each year to a Chrysler Town and country, according to Edmunds to insure $ 1.380 and compared to other vans, these auto insurance are very high prices.

More than $2,500 after five years, since the average car insurance rates for this minivan save approximately $829 annually opting for a Toyota Sienna. During the first five years, that they own their vehicles, Mazda 5 owners quest averaging around $677 for auto insurance and Nissan owners will pay approximately $ 644. Dodge Grand Caravan owners pay a nearly identical, while Honda Odyssey driver 5-year pay an average of just $564. This is less than half of the estimated costs of insurance for five years a city and country.

Chrysler Town and country repair costs

According to Edmunds repair you for the city and the country generally total $848 over five years. The guarantees for which the first and second years, most drivers are still while most of these vans do not see as to repair bills by year three. Edmunds projects a third year repair bill of $124 for the city and country, followed by a fourth year Bill by $294, and a 5-year Bill of $430.

At first glance, these repair costs projected appear low, but they are still higher than in other leading vans. Edmunds expects 5-year repair of Honda Odyssey and the Nissan Quest to $787 are and Sienna owners will pay Toyota expected to be approximately $732 over the same period. The expected cost of repairs for the Mazda 5 and Dodge Grand Caravan are comparable with those of the 2011 city and country.

Maintaining a Chrysler Town and country

Scheduled maintenance, expected expenditures for the Chrysler Town and country are, forecast upwards by $3,400 after five years, Edmunds. While maintaining this minivan in the average cost is less than $150 in the first year in operation, which is projected Bill for second year maintenance $599. It follows an approximate invoice $395 in the third year on the road, and $926 in the fourth year. Drivers that keep the vehicle in its fifth year are likely to incur a $1.364 routine maintenance Bill that year.

Although the city and the country to repair and automobile insurance costs are planned maintenance costs higher than most of its competitors, placing it in the middle of the Pack. The Toyota Sienna is much more expensive to maintain, with an expected 5 years in total, $4.148. for the Mazda 5 maintenance costs are similar to the town and country, with $3.387, and the Nissan Quest projected $3.219 maintenance is only a little lower than the city and the countryside. The Dodge Grand Caravan routine maintenance costs similar to those for the search and the city and the countryside. Honda Odyssey owners pay much lower 5-year maintenance costs of $2.819, Edmunds is forecasting.

Chrysler Town and country security

Crash test results has the Chrysler Town and country only 2011 so far, but those who get it are very promising. The NHTSA gave the city and the country of a 4-star rollover rating, which is the second highest rating is available. The insurance for highway safety rated the city and the country’s performance in Institute and side impact collisions “Good”, the highest score is available. This minivan but has not the full crash, review, test, so that it not a “top safety pick” experienced as the Honda Odyssey and Toyota Sienna IIHS.

2011 Urban and rural seats and cargo

One of his innovative seating and storage arrangement is the redesigned 2011 city and the country’s strong suits. The “stow’n ‘ go”System has to increase cargo space, so that they are not completely removed second row of seats, the wrinkles in the van floor need.” If these seats in its warehouses are stored, which reached van maximum hold 143.8 cubic feet. With the second row of seat used is the city and the country’s cargo volume 33 cubic feet. Owners can also for captain’s chairs in the second row instead of the stow n’ go system. This van seven persons.

Fuel consumption for the city and country

The 2011 town and country offers the lowest fuel consumption all minivan on the market. The rating of 16 miles per gallon in city driving is the same as the Nissan Quest, but the search is a more Highway mile per gallon as the city and the country’s 23 mpg. The Mazda 5 offers 21 mpg city and 28 mpg highway fuel the highest economy in this class, but it has room for as many passengers as the city and country.

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What cost me the auto insurance for a BMW 3 Series Convertible?

BMW3-car-insurance.


What cost me the auto insurance for a BMW 3 Series Convertible?

The BMW 3 Series is one of the world’s top upscale midsize car. The auto press appreciates the 2011 3 Series’ versatility and performance, but acknowledges that this sport-oriented vehicle doesn’t offer a cushy, luxury-oriented ride. Consumers can choose from among various body types for the BMW 3 Series, including a convertible, a sedan, a wagon, and a coupe. There’s also a choice of all-wheel drive or rear-wheel drive, and 230, 300 and 320 horsepower engines.

 

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U.S. News cautions that the 2011 BMW 3 Series’ performance-oriented suspension might be too stiff for some consumers, and suggests the Lexus ES and the Hyundai Genesis as alternatives. Potential owners who crave a luxurious cabin should also take a look at the Audi A4 or A5. Keep reading to learn about average auto insurance rates for upscale midsize sedans like the BMW 3 Series convertible or take a minute to enter your zip code and compare auto insurance rates.

BMW 3 Series Convertible Auto Insurance

Edmunds reports that at around $1,700 per year, or $142 per month, the 2011 3 Series convertible’s auto insurance rates are comparable to those of the Volkswagen Eos convertible and the Audi A5. Expected auto insurance rates for the Volvo C70 convertible are also nearly identical to those of the 3 Series. If you opt for a Mercedes Benz C Class convertible or an Infiniti G, you’ll pay about $100 more per year for auto insurance, and Cadillac CTS drivers can expect to pay nearly $2,000 annually.

Repair Costs for the 3 Series Convertible

U.S. News points out that the BMW 3 Series convertible is under warranty for the first 50,000 miles or four years that it’s on the road, so owners generally don’t begin paying for repairs out of pocket until the third or fourth year of ownership. Edmunds projects 5-year repair costs of around $2,611, which is comparable to what Mercedes Benz C Class owners will have to pay. Anticipated 5-year repair costs for the Audi A5 are just $2,333, and expected repair costs for the Cadillac CTS are less than $2,000. Volvo C70 drivers will pay about $1,915 for repairs, Edmunds predicts. Infiniti G and Eos convertible owners can anticipate repair bills of around $1,000, which is less than half of what 3 Series owners will typically pay.

BMW 3 Series Maintenance Costs

The 3 Series convertible is covered under BMW’s limited warranty, which includes roadside assistance and scheduled maintenance. This means that most drivers won’t pay extra to maintain their vehicles until they’ve owned them for three to four years. This results in relatively low 5-year maintenance costs of $3,782 for the 3 Series convertible. Edmunds reports that while Cadillac CTS and Volkswagen Eos drivers have average 5-year maintenance bills of just $3,300 or so, Mercedes C Class and Infiniti G drivers will both pay around $6,000 to maintain their vehicles for five years. Maintenance costs for the Volvo C70 are lower than the 3 Series’, at just $2,365 for five years.

BMW 3 Series Safety Ratings

While many upscale luxury vehicles are not safety-tested due to limited production numbers, this is not the case with BMW’s popular 3 Series. In the Insurance Institute for Highway Safety’s crash tests, the 3 Series earned the highest available “Good” rating for its performance in rear, side, and head-on collisions. The 3 Series sedan’s roof strength score was only “Average,” though. Convertibles are not typically tested for roof strength. Although the federal government hasn’t issued test results for the 2011 3 Series model, it rated the vehicle’s performance in side-impact collisions a five out of five stars. The 3 Series’ performance in front-impact collisions was rated a four out of five stars.

If you’re looking for a midsize upscale sedan with higher safety ratings, consider one of the vehicles that made the Insurance Institute’s list of Top Safety Picks for 2011. Though not many vehicles in this category made the list, safety-conscious consumers can choose from the Audi A4, the Volvo S60, the Volkswagen CC, or the Lincoln MKZ. The Mercedes C Class is also a “Top Safety Pick” for 2011.

Safety Features for the BMW 3 Series

The 3 Series is equipped with standard safety features like anti-lock brakes, stability control, and traction control. There’s also standard brake drying, which automatically wipes the brakes clean when the 3 Series’ windshield wipers are activated. Electronic brake force distribution works with the stability control system to correct under- and over-steering by the driver, and brake assist primes the brakes for action when an impeding collision is detected. This function reduces stopping distance, which can prevent or reduce the severity of crashes.

The 3 Series also incorporates a post-collision safety system that cuts power to the engine and notifies emergency response teams when a severe crash occurs. There are also active head restraints that protect the driver and front passenger against whiplash in rear collisions. The tire pressure monitoring system notifies drivers of dangerously low pressure.

BMW 3 Series Reliability

The 2011 BMW 3 Series earned a total of 6.0 points on J.D. Power and Associates’ 10-point reliability scale. Compared to the ratings for its competitors, this score is unimpressive. Seven vehicles in this category, including the Lexus IS and HS, the Lincoln MKZ, and the MKZ Hybrid, all earned 9.0s. The Mercedes Benz C Class scored an 8.0. The Volvo S60 and C70 both scored 7.0s, as did the Audi A4 and A5. Other vehicles earning 6.0s included the Chevrolet Volt, Nissan Maxima and Saab 9-5

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